Your privacy is very important to us. This Privacy Policy discloses how Franchise Network Delray Beach, Inc. DBA United Check Cashing (“United”) and its affiliates collect, protect, use and share personal information gathered about you, in conformance with the applicable law. All personal information is collected in a fair and non-intrusive manner, with your voluntary consent. Personal Information is not accessible to anyone outside the specific function for which it is collected. United respects the privacy of employees and job applicants, development agents, United customers and other visitors to our website who may choose to provide personal information. We recognize the need for appropriate protection and management of personal information that you provide to us. This Privacy Policy will assist you to understand what types of information we may collect, how that information may be used, and with whom the information may be shared. In an effort to comply with the law, and our commitment to protect your personal information, we provide the following, which discloses our policies.

 

What type of information do we collect?

Personal Information is any information concerning the personal or material circumstances of an identified or identifiable individual. An identifiable person is one who can be identified, directly or indirectly, by reference to an identification number or to one or more factors specific to his or her physical, physiological, mental, economic, cultural or social identity. Personal Information shall include but is not limited to: identifying information such as name, home address, telephone number, e-mail address, Social Security number, financial information and employment-related information such as may be found on resumes, applications, background verification information, or in employment references. We will not collect sensitive Personal Information, except to comply with Affirmative Action data requirements. Sensitive Personal Information can include but is not limited to: information pertaining to gender, disabilities and veteran status.

 

Cookies – Internet Users
In addition to Personal Information, we use data collection devices such as “cookies” on certain web pages to help analyze our web page flow and measure promotional effectiveness. Cookies are pieces of information a website sends to an individual’s hard drive while they are viewing the website. Cookies allow the website to remember important information that will make your visit to the site more useful. We use cookies to help improve your future visits. If you do not wish to receive a cookie or if you wish to set your browser to warn you each time a cookie is being sent, or if you wish to turn off all cookies, use the options on your browser to assist you. The “Help” option on your browser may assist you in changing your cookie preferences. Please note that by turning cookies off, you will not have access to many features available on our website.

 

Children and Data Collection

We care about the safety of children. We will not knowingly allow anyone under 13 to provide us any personally identifying information. Children under 13 years of age are required to obtain the express permission of a parent or guardian before submitting any Personal Information about themselves (such as their names, e-mail addresses, and phone numbers) over the Internet.

 

Our Use of Your Information

We use your Personal Information to facilitate the services you request. We have tailored our Privacy Policy to adequately inform you of the use of your Personal Information. Collection and Use of Employee Personal Information United also collects Personal Information from its employees and applicants (human resource data) in connection with administration of its Human Resources programs and functions. These programs and functions include, but are not limited to: job applications and hiring programs, compensation and benefit programs, performance appraisals, training, access to United facilities and computer networks, employee profiles, internal intranet employee directories, Human Resource recordkeeping, Affirmative Action data, and other employment related purposes. It is the policy of United to keep all past and present employee information private from disclosure to third parties. There are certain business related exceptions and they are:

• To comply with local, county, state or federal agency requests;

• Inquiries from third parties with a signed authorization from the employee to release the information, except in situations where limited verbal verifications are acceptable (see below);

• Third parties with which United has contractual agreements to assist in administration of company sponsored benefits.

 

Verifications of Employment

United is routinely contacted by prospective employers, state agencies, financial institutions, and/or residential property managers requesting information on a former or current employee’s work history and salary.  Such requests shall be referred to and completed on a confidential basis by the Human Resources Department.

 

 

 

Department or Payroll Department

For written verification of employment requests, information will be provided on the form only when it is accompanied by an employee’s signed authorization to release information. The form will be returned directly to the requesting party and filed as part of the Payroll Department’s confidential records.

 

Medical Information
United is compliant with federal HIPAA regulations and only utilizes information related to the company sponsored healthcare plan on a “need to know” basis for administration of the healthcare plan.

 

Collection and Use of Customer Information

United will not collect customer Personal Information, unless the customer contacts United directly. In order to adequately address a customer’s concern, his or her Personal Information may be shared with the area Development Agent and franchisee. Development Agents assist with franchise sales, site location, training, and provide operational assistance to franchisees. Failure to provide necessary information may prevent United from fully addressing any customer concerns. If you choose to enter one of United’s “Consumer Websites” from a link on this website, these sites may ask for contact information, name, address, phone number, and e-mail address. As set forth more fully below, these sites each have their own separate Privacy Policy, which can be obtained from their website. It is important to note here, however, that these Consumer Sites may use the information obtained to contact you regarding products or promotions, as well as other products and services, which may be of interest to you. At any time you may “opt out” of future contacts by un-subscribing from our database or contacting the Privacy Officer.

 

Sharing of Personal Information

We may share Personal Information with our service providers, consultants and affiliates for our internal business purposes. Except as described in this Privacy Policy, United will not share Personal Information with a third party, unless a customer requests, consents to such disclosure, or disclosure is required or authorized by law. United reserves the right to disclose Personal Information to a third party if a law, regulation, search warrant, subpoena, or court order legally requires or authorizes us to do so. United also reserves the right to disclose and/or transfer Personal Information to a third party in the event of a proposed or actual purchase, sale, lease, merger, amalgamation or any other type of acquisition, disposal, or financing of all or any portion of United or of any of the business or assets or shares of United or a division thereof in order for a franchisee or Development Agent to continue to receive the same products and services from the third party. As described above, United, its affiliates, third-party service providers and Area Directors may share and exchange Personal Information in order to process franchisee and Area Director applications, administer the United franchise system and protect the integrity of the United franchise system and trademarks. Personal Information may be provided to a courier or freight forwarder in order to fulfill an order, which may have been requested from us. Our Area Directors and other service providers are prohibited from using Personal Information for any purpose other than to provide assistance. Area Directors are required to protect Personal Information disclosed by us and to comply with the general privacy principles described in this Privacy Policy.

 

Storage, Retention and Accuracy of Personal Information

United insures that Personal Information is safeguarded against loss, access, use, modification, disclosure or other misuse. All reasonable steps are taken to prevent unauthorized use or disclosure of your Personal Information. United will retain your Personal Information only for as long as necessary to fulfill the purpose(s) for which it was collected and to comply with applicable laws, and your consent to such purpose(s) remains valid after termination of our relationship with you. We take all reasonable steps to insure that your Personal Information is accurate, up-to-date, complete, relevant and not misleading. United may store your Personal Information in its databases located in the United States and/or other countries outside of the United States. Additionally, some of our service providers may reside in the United States or other countries outside of the United States and will be subject to the laws of the local jurisdiction. As a result, in certain circumstances, the United States and other foreign governments, courts, law enforcement agencies or regulatory agencies may be entitled to access the Personal Information collected and held by United.

 

Changes to our Privacy Policy

United will not collect customer Personal Information, unless the customer contacts United directly. In order to adequately address a customer’s concern, his or her Personal Information may be shared with the area Development Agent and franchisee. Development Agents assist with franchise sales, site location, training, and provide operational assistance to franchisees. Failure to provide necessary information may prevent United from fully addressing any customer concerns. If you choose to enter one of United’s “Consumer Websites” from a link on this website, these sites may ask for contact information, name, address, phone number, and e-mail address. As set forth more fully below, these sites each have their own separate Privacy Policy, which can be obtained from their website. It is important to note here, however, that these Consumer Sites may use the information obtained to contact you regarding products or promotions, as well as other products and services, which may be of interest to you. At any time you may “opt out” of future contacts by un-subscribing from our database or contacting the Privacy Officer.

 

Acceptance of Terms

Your continued use of this Website is an acknowledgment and consent to any terms contained in this Privacy Policy, as it may be amended from time to time. We will use information in accordance with the privacy policy under which the information was collected. Even if you are no longer a customer or franchisee, our Privacy Policy will continue to apply to the information you provided us. If, however, we are going to use your personally identifiable information in a manner different from that stated at the time of collection, we will notify you via e-mail. You will have a choice as to whether or not we use your information in this different manner. By visiting our Website, you acknowledge and agree that you have read this Privacy Policy and agree to the collection, use and other processing of your information in accordance with the practices described in this Privacy Policy. If you do not agree to all of the terms, conditions and practices set forth herein, you should cease use of the site immediately.